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CLASS "LV" INSURANCE PREMIUM
LV - Light Vehicle
Add 6.00% PST to insurance premium.
Body Styles
01
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Two Door Car
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02
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Four Door Car
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03
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Convertible Car
|
04
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Station Wagon
|
06
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Sport Utility Vehicle
|
07
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Motor Home
|
08
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Van
|
09
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Bus
|
17
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Motorcycle Cruise/Touring
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18
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Motorcycle Sport
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19
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Motorcycle Dual Purpose/Other
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21
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Motorized Bicycle
|
40
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Truck
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42
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Converted Vehicle
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1. One-ton Models & Smaller
Refer to the Vehicle Make and Model Code Insurance Premium tables for Passenger Cars OR for SUVs, Vans, & Light Trucks which indicate the "BASE" insurance premium for each make, model and year of the vehicle being registered.
FARM rates are applied to BASE Rates as follows:
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If Body Style is Car : Subtract 15% from the insurance premium
-
If Body Styles Sport Utility Vehicle or Van: Subtract 15% from the insurance premium
2. Class LV Motorhomes, Buses, Motorcycles, & Pedal Cycles
Motorhomes
Applies to:
- Body Style Motor Home
- Body Style Van with Intended Use Motor Home
- Body Style Bus with Intended Use Motor Home
Declared Value |
Premium |
$10,000 and less
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$339
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$10,001 - $20,000
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$419
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$20,001 - $30,000
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$713
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$30,001 - $50,000
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$730
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$50,001 - $75,000
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$932
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$75,001 - $100,000
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$980
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$100,001 - $125,000
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$1,057
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$125,001 - $150,000
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$1,139
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$150,001 - $200,000
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$1,234
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$200,001 - $250,000
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$1,316
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$250,001 - $300,000
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$1,362
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$300,001 - $400,000
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$1,388
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$400,001 - $500,000
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$1,424
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$500,001 & greater
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$1,455
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- Intended Use U-drive: Add an additional 15.00% to the insurance premium
Buses
Restricted Bus
Applies to:
- Body Style Van with Intended Use Restricted Bus
- Body Style Bus with Intended Use Restricted Bus
Seating Capacity |
Premium |
15 or less
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$405
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16 - 24
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$405
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25 or more
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$405
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- Intended Use U-drive: Add an additional 15.00% to the insurance premium if seating capacity 15 or less only.
Ordinary use Bus
Applies to:
Seating Capacity |
Premium |
15 or less
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$570
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16 - 24
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$570
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25 or more
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$570
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- Intended Use U-drive: Add an additional 15.00% to the insurance premium if seating capacity 15 or less only.
Motorcycle
Motorcycle - Cruiser / Touring
Model Year |
100 CC & Less |
101 - 400 CC |
401 - 750 CC |
751 - 1100 CC |
1101 CC & Greater |
1982 & Older
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$380
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$380
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$912
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$1,107
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$1,251
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1983 - 1986
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$398
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$441
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$1,094
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$1,244
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$1,380
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1987 - 1992
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$409
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$467
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$1,238
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$1,392
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$1,526
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1993 - 1996
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$411
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$488
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$1,322
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$1,502
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$1,668
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1997 - 2000
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$415
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$547
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$1,482
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$1,728
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$1,928
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2001 - 2004
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$421
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$555
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$1,558
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$1,816
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$1,988
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2005 - 2007
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$421
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$580
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$1,651
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$1,920
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$2,157
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2008 - 2010
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$421
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$580
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$1,748
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$2,000
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$2,157
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2011 - 2013
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$424
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$622
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$1,820
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$2,009
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$2,283
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2014 - 2016
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$460
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$676
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$1,827
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$2,017
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$2,511
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2017 - 2019
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$499
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$735
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$1,834
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$2,025
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$2,762
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2020 - 2022
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$541
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$799
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$1,841
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$2,033
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$3,038
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2023 - 2025
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$596
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$879
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$2,025
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$2,236
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$3,342
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2026 - 2028
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$685
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$1,011
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$2,329
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$2,571
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$3,843
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Motorcycle - Sport
Model Year |
100 CC & Less |
101 - 400 CC |
401 - 750 CC |
751 - 1100 CC |
1101 CC & Greater |
1982 & Older
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$387
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$399
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$988
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$1,238
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$1,294
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1983 - 1986
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$451
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$460
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$1,232
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$1,441
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$1,696
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1987 - 1992
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$479
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$493
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$1,434
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$1,868
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$1,953
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1993 - 1996
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$498
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$541
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$1,756
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$2,036
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$2,130
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1997 - 2000
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$518
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$617
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$2,059
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$2,220
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$2,539
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2001 - 2004
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$550
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$628
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$2,160
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$2,332
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$2,672
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2005 - 2007
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$550
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$658
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$2,288
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$2,470
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$2,831
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2008 - 2010
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$551
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$656
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$2,412
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$2,616
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$2,926
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2011 - 2013
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$569
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$687
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$2,537
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$2,762
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$3,020
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2014 - 2016
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$636
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$747
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$2,792
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$3,039
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$3,322
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2017 - 2019
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$710
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$812
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$3,073
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$3,344
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$3,654
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2020 - 2022
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$795
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$883
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$3,382
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$3,680
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$4,019
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2023 - 2025
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$873
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$971
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$3,720
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$4,049
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$4,420
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2026 - 2028
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$1,004
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$1,117
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$4,278
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$4,656
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$5,083
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Motorcycle - Dual Purpose / Other
Model Year |
100 CC & Less |
101 - 400 CC |
401 - 750 CC |
751 - 1100 CC |
1101 CC & Greater |
1982 & Older
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$366
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$366
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$819
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$1,042
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$1,141
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1983 - 1986
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$398
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$399
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$969
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$1,217
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$1,328
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1987 - 1992
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$406
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$450
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$1,126
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$1,276
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$1,425
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1993 - 1996
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$408
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$471
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$1,250
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$1,375
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$1,527
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1997 - 2000
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$412
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$493
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$1,385
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$1,571
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$1,659
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2001 - 2004
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$419
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$533
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$1,423
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$1,638
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$1,727
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2005 - 2007
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$419
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$547
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$1,541
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$1,747
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$1,868
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2008 - 2010
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$419
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$563
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$1,567
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$1,777
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$1,937
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2011 - 2013
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$422
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$580
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$1,593
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$1,804
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$2,007
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2014 - 2016
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$458
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$647
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$1,752
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$1,961
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$2,208
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2017 - 2019
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$497
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$722
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$1,828
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$2,011
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$2,429
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2020 - 2022
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$539
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$806
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$1,907
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$2,062
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$2,672
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2023 - 2025
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$594
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$886
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$2,098
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$2,269
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$2,939
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2026 - 2028
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$683
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$1,019
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$2,413
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$2,609
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$3,380
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Pedal Cycles
Insurance Premium: $61.00
If Reduced No Fault Injury Coverage is selected on an eligible motorcycle (Body Styles Motorcycle Cruise/Touring , Motorcycle Sport, and Motorcycle Dual Purpose/Other) the following discount applies to the insurance premium:
(LV) Reduced No Fault Injury Coverage Discount
Engine Capacity |
Discount |
100cc & less
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5%
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101cc - 400cc
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20%
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401cc & greater
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30%
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3. Other Rating Factors
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Primary Use Federal Crown Corporation Use:
$0.00
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If Intended Use U-drive: Add an additional 25.00% to the insurance premium.
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Intended Use Police Work
- (LV) Police Work Surcharge - Cars - Add 53.00% to the insurance premium.
- (LV) Police Work Discount - Other body styles - Subtract 7.00% from the insurance premium.
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Intended Use Hearse
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Use the make and model code table, but under no circumstances should the premium used be greater than
$438.00
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Intended Use Ambulance...
$1,095.00
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Intended Use Antique...
$92.00
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